Recreational Vehicle Insurance

Recreational vehicles do more than just carry you from one place to another; they transport you with an eye toward maximum fun and/or comfort along the way. Just because some of these vehicles are associated with playtime, that doesn’t mean they don’t need the same insurance protection as any other piece of expensive property you own. In fact, they may need more insurance since they also create a potential for liabilities.

The time when you should get RV Insurance

The RV industry has been growing at an exponential rate, a statement supported by the latest data from the US Census Bureau which revealed a significant increase in the number of sales. According to the economic census, in 2017 RV dealers generated vast sales of $25.9 million, an increase of more than 81.5% since 2012. This demonstrates how much the industry has grown in the past few years. However, this also increases the need for getting recreational vehicle insurance.

An RV is indeed a significant investment and having insurance protects against potential damage and/or theft. You should have an insurance policy with at least a minimal amount of coverage. Large vehicles of all kinds come with various risks and complications, and it is therefore highly advisable to have an insurance policy. Various car insurances do cover policies for smaller trailers. However, even if your car insurance covers RVs, you will benefit from a separate policy that directly targets RVs, and by extension covers all the potential losses.

  • Спасибо большое Георгию за помощь в оформлении страховки,все четко ,понятно.Георгий всегда на связи и отвечает на любые вопросы

    thumb Sveta Vdovenko
    July 25, 2022
  • John is super helpful! I highly recommend Remco

    thumb JF0324
    July 25, 2022
  • Рекомендую!!! Георгий очень внимательный и отзывчивый. На все свои вопросы я получила ответы. Вид страхования и его стоимость получила как и было обещано.

    thumb Марина Гунькина
    July 25, 2022
  • Great service, special shout to Irina for helping me with a quote. Fast, honest and trustworthy!

    thumb omar hamzeh
    July 25, 2022
  • Special thanks to George and Irina. They helped me out and I'm very glad I talked to them. They didn't waste time or beat around the bush. They got me a great quote for my house and car insurance. I'd definitely recommend giving them a call for a quote. In a time where customer service is king, these two are definitely up there when I have any questions or need help.

    thumb Munther Albarqawy
    July 25, 2022
  • Jay and his team have been awesome people to work with! Very genuine in what they do and truly care about having a positive impact on their clients and the local community. Highly recommend working with Remco!

    thumb Justin Moist
    July 11, 2022
  • Здравствуйте, хочу выразить огромную благодарность Георгию. Он нам помог открыть страховку. Хочу отметить высокий профессионализм Георгия, очень доступно все объяснил и подобрал лучший вариант для нас.

    thumb алексей ящук
    July 1, 2022
  • Здравствуйте, хочу поблагодарить Георгия за помощь в оформлении мед. Страховки! Я с ребенком нахожусь недавно в США и совершенно не знаю как оформляются страховки и всё остальное! Сколько нужно за это платить и тд ! Пошла в ближайшее место по страховкам и там насчитали за оформление (400$),Тк пока без работы и каждый доллар на счету и перед принятием любого решения взвешиваю, решила отложить этот вопрос и ещё искать информацию! когда я на fb увилела объявление о том, что Георгий помогает с оформлением страховки для украинцев бесплатно, я набрала Георгия и этот человек уделил мне время, спокойным голосом всё рассказал, разжевал буквально пошагово и всё оформил! Даже затронули тему от куда я( такое чисто человеческое отношение). Такой отклик и такая поддержка настолько выручает! Я очень благодарна, что есть такие люди, которые помогают другим тем, чем они могут! Особенно в такое время! Это так важно! Для таких , как я , (а таких очень много)это такая рука помощи и такое подспорье! Ещё раз благодарю!

    thumb Ира Чухрий
    June 1, 2022
  • Guys are great. They keep up with the times and do not lag behind like others. They quickly did their job. we are very satisfied.

    thumb Ivan Kuchin
    May 28, 2022

What is Recreational Vehicle Insurance?

Philadelphia RV Insurance is a policy that covers various recreational vehicles and provides protection in case of damage, loss, or collision. While it is in use or storage, the insurance policy will provide much-needed protection. The exact requirements for insurance and liability vary from state to state. We will discuss the requirements for RV insurance in Philadelphia later. First we’ll discuss the most important question: do you need RV insurance or not, and if so what kind?

Liability Insurance for Recreational Vehicles

Your recreational vehicle is, just like an automobile, a moving vehicle that can cause bodily injury and property damage to others. In order to help pay for any damage you inadvertently inflict, you should secure liability insurance. This policy can also help cover the cost of environmental cleanup after an accident that causes the spillage of a toxic chemical or other pollutant.

Liability coverage will have limits that work on both a per-incident and per-policy basis. They may also have a deductible that requires an out-of-pocket contribution for each incident or year.

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Property Coverage

After you’ve considered the potential liabilities you are exposed to while operating a recreational vehicle, it’s time to secure coverage for the value of the vehicle itself. Recreational vehicle coverage can include financial compensation in the event of physical damage, vandalism, theft and collision. In addition, your policy may allow for reimbursement of personal effects stored on a vehicle such as an RV, boat or snowmobile.

In some cases, you may want to consider adding specialized coverage for additional risks including the loss or damage of awnings and custom equipment. If you have an RV that you live in part or full time, you may need extended protection so be sure to discuss that with your agent.

The Bottom Line
Insurance policies are complex, and the process of getting one is even complicated. At Remco Insurance Services, we understand all these concerns that you may have in your mind. Our experts will ensure that you get the right coverage for your needs. As a trusted RV insurance agency, we have helped various clients get their insurance. Contact us or schedule a consultation to discuss further and get all your queries solved.