Having car insurance is essential if you’re going to be on the road. Whether you’re driving your own car or someone else’s, it’s important that you have the right insurance policy to protect you. So many things can happen when you’re driving and having insurance is an important part of protecting yourself financially. Because you don’t know the state of other drivers, having insurance is crucial.
There are many people that have car insurance, but not everyone knows what their car insurance policy covers. If you’re thinking critically about your car insurance policy, then you may be wondering if it covers existing damage. Especially if you purchased a used car, this question might be coming up. Let’s talk more about existing damage and how it relates to your car insurance policy.
Existing Damage
In most circumstances, existing damage is not covered within car insurance policies. Most car insurance policies will only cover damages that occur within the span of the policy. This is one of the ways that insurance companies make sure they’re aware of costs that may arise and need to be covered.
If your car has significant damage before you enroll in a policy, then you might not be able to get the full scope of coverage. This is important when it comes to enrollment. When you’re enrolling in a car insurance policy, then it’s important to make sure that you’re honest about the car that you’re enrolling in a policy.
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Enrolling in insurance is an important decision and one of the best ways to financially protect yourself. Getting in a car accident could cost you thousands of dollars, so it’s important to be aware of all your options and make sure that you’re enrolling in the best insurance policy possible.
If you’re wanting to learn more about car insurance, we’re here to help. We understand what it takes to find our clients the right policy and make sure that they’re happy with it. Feel free to book an appointment with a member of our staff today and we’ll provide you with more information about car insurance options available to you and their coverage.
