Commercial Package Policy
Combine general liability, property, and optional coverages in one flexible commercial package policy for mid-sized businesses.
Commercial Package Insurance for Growing Businesses
As operations become more complex, a commercial package policy (CPP) lets you combine major property and liability coverages with optional lines under one coordinated program.
Remco Insurance Services designs CPP programs for businesses nationwide, aligning limits with contracts, leases, and lender requirements.
What Is a Commercial Package Policy?
A CPP bundles two or more commercial coverages, most often commercial general liability and commercial property, on a single policy form with shared declarations and endorsements.
Unlike a BOP, CPPs are built for mid-sized and larger risks that need higher limits, broader endorsements, or multiple locations and classes of business.
What You Can Include in a Package
Tailor coverages instead of buying disconnected policies.
General Liability
Operations, products, completed operations, and personal/advertising injury.
Commercial Property
Buildings, contents, business income, and extra expense.
Inland Marine
Tools, equipment in transit, and installation floaters.
Crime
Employee theft, forgery, and computer fraud where offered.
Umbrella-Ready Limits
Structure underlying limits to support excess liability smoothly.
Optional Auto & Cyber
Add commercial auto or cyber endorsements when carriers allow.
Why Businesses Use a Commercial Package
One renewal date and coordinated endorsements reduce gaps between property and liability triggers. Carriers may offer account-level pricing when they write multiple lines together.
We map your locations, revenue streams, and contractual insurance requirements so the package reflects how you actually operate.
Frequently Asked Questions
At minimum, general liability and property. Many accounts add inland marine, crime, or equipment breakdown depending on industry.
No. BOPs target smaller standard risks with packaged terms. CPPs are more flexible and suited to larger or non-standard operations.
Yes. Schedules list each location with appropriate property values and liability classifications.
Property and liability deductibles or self-insured retentions can be set per coverage part. We explain tradeoffs before binding.
We review landlord insurance clauses and issue certificates with additional insured and waiver of subrogation when required.
Yes. Endorsements add locations, classes, or coverages as you expand without rebuilding from scratch.
Build Your Commercial Package
Work with Remco to design a commercial package that covers your locations, contracts, and growth plans.
