Frequently Asked Questions
Below are some of our frequently asked questions. If you have any other questions or concerns, please feel free to contact us.
? If I'm driving someone else's car and get into an accident, what insurance do I provide?
Since you are driving a friends car and not yours, you would use their car insurance. If there are costs left over after their insurance pays, you can then use your insurance.
? Does a red car really make my insurance more expensive?
No. This is a long standing myth among drivers. The color of your car is not a factor in determining your insurance rates.
? Is my home covered no matter how it is damaged?
Flood damage is NOT covered under a standard homeowners policy. some other natural disasters may not be either. Our agents will make sure to review the coverage options in your policy.
? If someone gets hurt at my house, am I covered?
Yes, the amount of coverage is shown in the liability coverage section of your policy. It is important to have enough coverage to cover a lawsuit in the event someone may sue after an injury at your home.
